Staff analysis, Business Centrum Ghent
What does an employeereally cost you?
Three numbers. Most employers only know one. We show you all three, and everything in between.
Gross salary
€3.000
Net for employee
€2.280
Employer cost
€3.802
The employer cost
What actually hits the books
A gross salary of €3,000. What do you actually pay? What does your employee receive? And where does the difference go?
What you pay as employer
Employer cost breakdown
What your employee receives
The gap
For every €5 you pay, your employee takes home about €3 net. The rest goes mainly to NSSO contributions and withholding tax.
Concrete example
Employee file
Fictitious but realistic file. This profile is representative of white-collar workers in Belgian wholesale trade after 7 years of service.
What Jeroen costs and what he earns
Sector pay scale, seniority bracket class D
25%, less structural reduction
What you need to know
Did you know that Jeroen's minimum wage rises every year with his professional experience? If you miss that step, an inspection will flag it as underpayment.
JC 200 has a pay scale per class (A to D) and per year of professional experience, from 0 to 26 years. Employers who do not track this systematically underpay. If Jeroen stays on the year 6 scale, he misses €60 a month. He can claim it back for up to 5 years, and the NSSO recovers the contributions on it for up to 3 years, with a surcharge and interest.
Flagging overpayment
Even if you pay too much
Underpayment is not the only risk. Incorrect job classifications or the wrong joint committee can also cause structural overpayment. We flag it.
Incorrect job classification
An employee designated as a decision-maker when the work is operational — the pay scale is then too high. The correct function classification within your joint committee determines the right scale.
Wrong joint committee
Applying JC 200 when JC 226 applies, or vice versa, creates a structural difference in minimum wages and contributions. The wrong JC leads to both over- and underpayment depending on the sector.
Seniority miscalculated
An employee moved to a higher pay scale too early because seniority from a previous role or employer was incorrectly counted. We recalculate the correct seniority accrual.
What you receive
Four documents. Everything included.
No presentations. No reports you never use. Four concrete documents you can use right away.
COST ANALYSIS PER EMPLOYEE
Gross, net, employer cost, NSSO contributions, meal vouchers, eco vouchers, insurance: per person, clearly laid out in one document.
SECTOR COMPARISON
Compares your pay scales with the minimum wages of your joint committee. Paying too little? We flag it before the labour inspectorate does.
RECRUITMENT ADVICE
For each new hire we calculate the total employer cost, advise on contract type and flag any applicable target group reductions.
ANNUAL OVERVIEW
Overview of all payroll costs for your accountant. Usable for corporate tax and IFRS reporting.
We analyse what your staff costs. And what it yields.
Target group reductions
Money you are leaving on the table
Most employers know about the structural labour cost reduction. What they do not know: there are other NSSO reductions available per employee. They are not automatic. You need to know them, apply for them and document them correctly.
€4.000
up to €10,000
annual savings, depending on your staff profile and sector
We identify and automatically apply all target group reductions. The application, documentation and follow-up is handled by us. You only need to give approval.
| Target group | Reduction | Amount |
|---|---|---|
| First employee | First-hire target group reduction | €2,000/quarter |
| 2nd to 5th employee | First-hires target group reduction | €1,000/quarter |
| Long-term job seeker | No recent work experience (Flanders) | €1,000/quarter, 4 quarters |
| Low wages | Structural labour cost reduction | Variable |
For every new hire
No surprises. No mistakes.
For every new employee we calculate the full cost before you sign. So you know exactly what you are committing to.
Employer
"I want to hire someone. Sara, office worker, wholesale, €3,200 gross."
Typical question. What the employer does not know: there is more than just the gross salary.
Business Centrum
Employer cost for Sara: €4,112 per month(gross + NSSO after structural reduction + vouchers)
Is Sara your second to fifth employee? Then the first-hires target group reduction applies: -€1,000/quarter for 12 quarters.
Your net cost for the first 3 years: €3,779 per month instead of €4,112.
Would you like to proceed?
Total savings in year one via target group reduction: €4,000.
What Business Centrum did
Checked
JC 200, white-collar scale, age
Calculated
Full employer cost incl. benefits
Flagged
First-hires target group reduction applicable
Additional services
Read next
- First employee RSZ reduction 2026: amounts and rules
- Meal vouchers employer contribution Belgium: what you pay, what you deduct, what it saves
- CBA 90 bonus Belgium: how an SME drafts a plan, works out the cost and files it on time
- Temp agency costs Belgium employer guide: what agency staff really cost against hiring yourself
- Benefit in kind company car Belgium 2026: the calculation and what the car costs you
- Flemish training leave for employers: hours, scheduling and the 2026-2027 refund
Sources
Every amount and deadline on this page was checked against these official sources, last consulted on .
- FOD Financien, sleutelformule bedrijfsvoorheffing vanaf 1 januari 2026 (bijlage III KB/WIB 92, KB 11 december 2025, BS 29 december 2025)
- FOD Financien, sleutelformule bedrijfsvoorheffing vanaf 1 januari 2026, gewijzigd bij KB van 24 juli 2026 (BS 30 juli 2026, art. 4 en 7: fiscale werkbonus luik B 63% vanaf 1 augustus 2026)
- FOD WASO, algemene verlaging van de loonkost
- FOD WASO, ecocheques
- FOD WASO, opzeggingstermijnen bij ontslag door de werkgever
- minimumlonen.be, PC 200 barema's op 1/10/2026
- RSZ, administratieve instructies 2026/3, de verjaring
- RSZ, administratieve instructies 2026/3, de werkbonus
- RSZ, administratieve instructies 2026/3, doelgroepvermindering eerste aanwervingen
- RSZ, administratieve instructies 2026/3, doelgroepvermindering jongeren (Vlaanderen)
- RSZ, administratieve instructies 2026/3, doelgroepvermindering oudere werknemers (Vlaanderen)
- RSZ, administratieve instructies 2026/3, maaltijdcheques (KB 10 november 2025)
- RSZ, administratieve instructies 2026/3, personen zonder recente duurzame werkervaring (Vlaanderen)
- RSZ, administratieve instructies 2026/3, structurele vermindering
- Sociaal Fonds PC 200, brochure cao's editie 2026 (cao 9 juni 2016, arbeidsduur)
- VDAB, IBO voor werkgevers en productfiche IBO (01/2026)
- Vlaanderen.be, Vlaamse ondersteuningspremie (VOP, uitdovend stelsel)
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